Mortgage Compliance Analyst

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The role:

The position is responsible for the analysis and validation of Home Loans Loan Origination

System (LOS) data used in HMDA reporting, ensuring the LOS reflects accurate data. This role

involves close collaboration with business stakeholders to identify and resolve risk issues. A

proactive approach to problem-solving is essential, focusing on both immediate issue resolution

and the implementation of safeguards to prevent recurrence.

What you’ll do:

HMDA Data Validation: Review and validate HMDA data on loan applications to ensure

accuracy and compliance with regulations.

• Problem Solving: Root Cause Analysis: Utilize structured methodologies to

investigate operational issues, identify root causes, and develop sustainable solutions

for risk resolution.

• Risk Mitigation: Control Design: Evaluate process-related risks, then design and

implement controls and preventative measures to ensure regulatory compliance and

adherence to internal policies.

• Business Requirements Gathering: Collaborate with stakeholders to gather and

document comprehensive business requirements for process changes and system

enhancements, specifically for risk mitigation.

• Test Scenario Development: Automation Support: Partner with business users and

IT to define business-focused testing scenarios for system changes and support their automation to ensure thorough validation and minimize post-implementation issues.

What you’ll need:

• Mortgage Experience

• Organized and Attention to Detail

• Problem Solver

• Stakeholder management (ability to communicate across all of mortgage)

Nice to have:

• Experience in Risk Issues

• Automated Testing

Why you’ll love working here:

• Competitive salary packages and bonuses

• Comprehensive medical, dental, vision and life insurance benefits

• Generous vacation and holidays

• Paid parental leave for eligible employees

• 401(k) and education on retirement planning

• Tuition reimbursement on approved programs

• Monthly contribution up to $200 to help you pay off your student loans

• Great health & well-being benefits including: telehealth parental support, subsidized gym program

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.