Software Engineer, Financial Systems

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

We’re building the mission critical financial infrastructure that powers Ramp - a system of record that connects our products, data, and reporting into a single, trusted view of how the company performs. This is foundational systems work that ensures financial accuracy and visibility across the business globally, from tracking spend and revenue to forecasting, reconciliation, and reporting.

You’ll design and build durable, auditable infrastructure that blends data modeling, orchestration, and finance domain logic at scale. This work sits at the heart of Ramp’s mission and will form the backbone as we expand our product suite and grow internationally.

What You’ll Do

• Design and build large-scale financial systems that handle high volumes of transactional data with correctness and precision

• Create robust and extensible data models and orchestration logic for ledgering, reconciliation, and financial reporting systems

• Partner directly with our CFO and finance leadership to translate business requirements into technical specifications

• Build systems that maintain auditability, data integrity, and regulatory compliance across our expanding product ecosystem

• Work on complex problems involving distributed systems, event-driven architectures, and financial data at scale

• Collaborate with engineers who care deeply about correctness, reliability, and elegant system design

What You Need

• 3-5 years of backend engineering experience with expertise in building data-intensive systems

• Strong Python experience (ideally as your primary language)

• Deep SQL knowledge and experience working with complex data models

• Proven system design skills - you can take high-level requirements and architect scalable, maintainable solutions

• Experience thriving in startup-like environments with high ambiguity and requiring independent problem-solving

• Comfortable working flexibly across the stack - equally at home prototyping analyses in a Jupyter notebook and implementing production backend endpoints

• Track record of building reliable, well-tested systems where correctness matters

Nice to Have

• Experience with financial data (banking, payments, card transactions, trading/exchange data)

• Familiarity with accounting concepts and ledgering systems

• Experience with distributed systems technologies (e.g., Kafka)

• Background in fintech products (billing, cards, payments, reconciliation)

• Experience working closely with internal stakeholders and translating business needs into technical solutions

• Experience with workflow orchestration tools like Temporal or Airflow

Benefits (for U.S.-based full-time employees)

• 100% medical, dental & vision insurance coverage for you

• Partially covered for your dependents

• One Medical annual membership

• 401k (including employer match on contributions made while employed by Ramp)

• Flexible PTO

• Fertility HRA (up to $10,000 per year)

• Parental Leave

• Unlimited AI token usage

• Pet insurance

• Centralized home-office equipment ordering for all employees

• Health and Wellness stipend

• In-office perks: lunch, snacks, drinks, and more

• Budget for intra-office travel

• Relocation support to NYC or SF (as needed)

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

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